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We offer a variety of loans. Use our Secure Loan Application and Secure Document Upload Portal to apply for a loan. Click here to get started!

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What Our Customers Say About Us


We care what our customers think of us and so should you. We are partners in your business and your success is ours.

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It was a pleasure working with Mr. John Williams buying our home in the Pearland area. He knows the real estate market in and out, an honest broker and a man of the highest integrity.

Tambi Pharayra

Though the sell of our family home for over twenty years in South Houston was a long and arduous process dealing with the buyer's lender, John made the process bearable by providing us timely updates and information along the way. We highly recommend John.

Vance Ginn, Ph.D.

..thank you for all your help in selling our house..your experience in the marketing of our home made all the difference...we felt we were in the right hands...use of the realtor's open house, strategic placement of signs, the multiple listing, advertising in magazines and your web-site are all valuable tools...any time I had a question, you provided the answer...your knowledge at the closing was also most helpful...We couldn't be happier and would recommend your services highly to anyone...

Wil Dudley

We want to thank for your service. It is very encouraging to know a person with your experience and industry knowledge brings a new level of assurance... The prior brokerage firm we used at first would never keep us informed. We woud call leave messages and never get a response. We felt like we were in the dark. You were very honest and informative of each step by step direction. We would recommend you to any of our friends, family or anyone seeking a professional in your line of business

Joann Meguess

Mortgage Options of Texas helped us close on a new build this week, and our opportunity to close on the first house we had built is largely due to Nicole Ford. We were asked to pay huge amount in earnest money, and Nicole cautioned me against it, but I chose to move ahead. Well, the road got a little rocky, and I honestly thought that money was long gone. However, I wasted that time that I worried because Nicole was relentless in this whole process. She dealt with me, the Leander’s, the builders, and even the title company, and she kept a unified and coherent line of communication progressing forward from deposit of the money to closing with the title company. When it was rocky, Nicole gave me confidence because she handled every situation, and I mean every situation, with grace and strength. Allow me to say thanks one more time, Nicole. You’re the best!

Lance Weis

Special thank you to Nicole Ford for assisting with my loan application. This process was a bit challenging for me regarding all the paper work that needed to be signed and send to the third party. Nicole walked me through it step by step and helped me to understand what I was signing. She was very thorough and making sure all the paper work was sign and submitted in a timely fashion. When every the paperwork can out of underwriting she was on top of it. She kept me informed at every step. Nicole was extremely self sufficient. I did not have to call her she always called me. If additional paperwork was needed, I submitted it and she would submit the paper work quickly. Nicole took very good care of me in this process. I could not have gotten through this process without her. If your looking for someone who is honest, patient, understanding, self sufficient, timely and advocates, Nicole Ford is you!

Janel McIntosh

When I received an inheritance, we decided we wanted to buy another home, so we tried getting a home loan from our local banks, but we were quickly denied, and we were even told we were unimportant. However, my brother told me about John Williams and Real Estate Options of Texas, and from the first phone call, John has epitomized a servant leadership that is second to none. John even drove 14 hours from Houston to get our new build underway. He worked with the builder and the lender and advocated on our behalf throughout the process. If you want to buy a home and get a great rate, go with John Williams and Real Estate Options of Texas. I promise that you will be glad you did.

Lance Weis

John and his team were amazing! They worked extremely hard for us showing us multiple homes. They also showed us multiple financing options and helped us chose the best one available for us regardless of how much additional work it would mean for them. They were always extremely knowledgeable and helpful. I recommend them to everyone and will only use them for all of my mortgage and real estate needs!

Troy Bobbitt

I would like to thank Nicole for assisting my kids and I on finding our home. My kids and I have been in our home for a year. My kids and I love our home. I communicated to Nicole what I was looking for and the area. She was able to find our home!!! She is extremely knowledgeable about the process and notified me every step of the way and she was patient. She explained the process up front. Nicole was honest throughout the process as well. I would highly recommend Nicole. It was a pleasure working with Nicole!!

Janel Mcintosh

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Refinance Loans

Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn't your mortgage?

Conventional Loans

Conventional loans have better rates, terms and/or lower fees than other types of loans, ideal for borrowers with excellent credit and at least a 5% down payment.

FHA Loans

Insured by the Federal Housing Administration, FHA loans are best for first-time home buyers and those who less than perfect credit looking to qualify for a mortgage.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
5.0
18 reviews
Princes el su tan a Qeen
After trial and error and several failed attempts to find the right loan, we came across Nicole Ford, Loan Officer for Mortgage Options of Texas. Nicole was our last hope to getting our dream home and worked above and beyond to make our dream come true. ...
After trial and error and several failed attempts to find the right loan, we came across Nicole Ford, Loan Officer for Mortgage Options of Texas. Nicole was our last hope to getting our dream home and worked above and beyond to make our dream come true. We are very happy and grateful with Nicole for making this happen. Nicole made us feel we were always priority and you can’t find than anywhere. Can’t thank Nicole enough for everything she did for us…Thank you! Monica and Alfredo R.
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Princes el su tan a Qeen

2 years ago

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Hilda Hernandez
They are awesome to work with. John and Kathy were very helpful and worked with us through the whole process and explained everything to us since we were buying our 1st home. I definitely recommend them.
They are awesome to work with. John and Kathy were very helpful and worked with us through the whole process and explained everything to us since we were buying our 1st home. I definitely recommend them.

Hilda Hernandez

2 years ago

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Janel McIntosh
I would like to say thank you once again! I worked with Nicole on getting my house and now worked with Nicole on refinancing. I am truly appreciate of all your hard work and time! Thank you for taking the time to answer questions, walking me through this ...
I would like to say thank you once again! I worked with Nicole on getting my house and now worked with Nicole on refinancing. I am truly appreciate of all your hard work and time! Thank you for taking the time to answer questions, walking me through this process, and keeping me updated. Thank you for the great experience. I highly recommend you and your company!
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Janel McIntosh

2 years ago

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Trina W.
This is my second time using this office. This time, it was for a refinance. I can honestly say that this team ensures that you will get the best bang for your buck. The amount of research they put into finding the best loan for you will always make me ...
This is my second time using this office. This time, it was for a refinance. I can honestly say that this team ensures that you will get the best bang for your buck. The amount of research they put into finding the best loan for you will always make me a believer that there are good people out there who want to see people succeed. I'm forever grateful to Nicole and John and you'll always have a customer in me!
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Trina W.

2 years ago

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Melissa Townsend
John and his crew at Mortgage Options of Texas are super to work with! John will tirelessly go the distance to help you get in a house. I would most definitely call him again if I need realty assistance!
John and his crew at Mortgage Options of Texas are super to work with! John will tirelessly go the distance to help you get in a house. I would most definitely call him again if I need realty assistance!

Melissa Townsend

2 years ago

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Teresa Wroe
Friendly, helpful, knowledgeable. Answers questions quickly.
Friendly, helpful, knowledgeable. Answers questions quickly.

Teresa Wroe

3 years ago

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Thanh B
A mutual friend recommended Mortage Options of Texas and I recently refinanced my house with help from John and Nicole. They really are profesional and easy to work with. They kept me informed every step of the way, via texting, email and phone. John shop ...
A mutual friend recommended Mortage Options of Texas and I recently refinanced my house with help from John and Nicole. They really are profesional and easy to work with. They kept me informed every step of the way, via texting, email and phone. John shopped for the best rate and explained in details my options and allowed me to make decision, based on my situation. Nicole communicated with me at least 2 times a week. I appreciate that they use secured portal to send/receive documents, instead of emailing. The whole process took approximately 3 weeks. On the day of closing, John even came to meet us at the title company, across town and helped explaining all the documents that we had to sign. Thank you, John and Nicole! You are the BEST. I highly recommend John and Nicole to everyone!
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Thanh B

3 years ago

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Pamela Davis
My broker Nicole was with me through every step of the loan process. I am very thankful.
My broker Nicole was with me through every step of the loan process. I am very thankful.

Pamela Davis

4 years ago

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rapper reid2020
Without John and Nicole, the process would've been much more stressful. The builder was giving us a hard time, but through this process, they worked our loan as if it were their own. Through the process, we were stress free and closed our loan with no ...
Without John and Nicole, the process would've been much more stressful. The builder was giving us a hard time, but through this process, they worked our loan as if it were their own. Through the process, we were stress free and closed our loan with no issues! Their candor was what we needed to end strong! One year later, and hearing stories from other home buyers, I can say the stress level was more minimalized working with the MOOTX team. We're forever grateful and we Highly recommended them!
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rapper reid2020

4 years ago

Google G Posted on Google
Lance Weis
Mortgage Options of Texas helped us close on a new build this week, and our opportunity to close on the first house we had built is largely due to Nicole Ford. We were asked to pay huge amount in earnest money, and Nicole cautioned me against it, but I ch ...
Mortgage Options of Texas helped us close on a new build this week, and our opportunity to close on the first house we had built is largely due to Nicole Ford. We were asked to pay huge amount in earnest money, and Nicole cautioned me against it, but I chose to move ahead. Well, the road got a little rocky, and I honestly thought that money was long gone. However, I wasted that time that I worried because Nicole was relentless in this whole process. She dealt with me, the Leander’s, the builders, and even the title company, and she kept a unified and coherent line of communication progressing forward from deposit of the money to closing with the title company. When it was rocky, Nicole gave me confidence because she handled every situation, and I mean every situation, with grace and strength. Allow me to say thanks one more time, Nicole. You’re the best! Lance Weis Amarillo, Texas
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Lance Weis

4 years ago

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Clyde Lowery
Professional leader ship as well as the sales people always interested in your needs trying to find you a good house to live in
Professional leader ship as well as the sales people always interested in your needs trying to find you a good house to live in

Clyde Lowery

4 years ago

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